https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

IRFC Reports Record-Breaking Q1 Profit and Income for FY 2025-26- check Details

IRFC posts record Q1 income of ₹6,918.24 crore and 10.71% PAT growth for FY 2025-26, marking its best-ever quarterly performance post-Navratna status.
Indian Masterminds Stories

New Delhi: Indian Railway Finance Corporation Ltd (IRFC), a Navratna Central Public Sector Enterprise under the Ministry of Railways, has announced its strongest-ever quarterly financial results for the first quarter (Q1) of the financial year 2025-26. The company reported record income and profit figures, underscoring its robust financial health and strategic growth.

Record Income and Profit Growth

In its Board meeting held on Tuesday, IRFC approved unaudited financial results for the quarter ended June 30, 2025. The company posted a total income of Rs 6,918.24 crore, surpassing the Rs 6,766.03 crore recorded in Q1 of the previous fiscal year. This marks the highest-ever quarterly income in IRFC’s history.

The Profit After Tax (PAT) rose by 10.71% year-on-year to Rs 1,745.69 crore, up from Rs 1,576.83 crore in Q1 FY 2024-25, also setting a new record for the company.

Read Also: IRFC Q4 Net Profit Declines 2%; Board Approves Fundraising Plan

Strong Financial Metrics and Operational Efficiency

IRFC reported a net interest margin of 1.53% (annualized), the best in the past three years, driven by improved lending spreads and stringent cost control measures. The company’s book value per share stood at Rs 41.65, while its net worth reached an all-time high of Rs 54,423.96 crore.

The company also maintained a healthy debt-to-equity ratio of 7.44 and reported zero non-performing assets (NPAs), reflecting excellent asset quality and risk management. IRFC continues to operate with some of the lowest overhead costs in the industry, contributing to its strong profitability.

Leadership Commentary

Commenting on the performance, IRFC CMD Manoj Kumar Dubey said,
“Our performance this quarter reflects the robustness of IRFC’s financial strategy and its critical role in advancing the infrastructure goals of Indian Railways. As the sector undergoes unprecedented transformation, we are committed to driving financial innovation and maintaining operational excellence.”

He added,
This quarter reaffirms our ability to secure attractive capital costs in the NBFC ecosystem and share those benefits with our customers. Our competitive edge, defined by low costs, zero NPAs, and stable cash flows, helps us forge lasting partnerships beyond pricing.”

Read Also: IRAS Officer Randhir Sahay Assigned Addl Charge as Director (Finance) at IRFC

Impact of Navratna Status

This quarter marks IRFC’s first full-quarter financial results since being granted Navratna status earlier this year, which has given the company greater autonomy in strategic operations and investment decisions. This status is expected to further empower IRFC to expand its role in financing India’s railway infrastructure development.

About IRFC

The Indian Railway Finance Corporation (IRFC) is a leading Public Sector Undertaking (PSU) under the Ministry of Railways. It is responsible for mobilizing financial resources to support the development and operations of Indian Railways. The Government of India holds a majority stake in the company.


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
T-SATS defence innovation
CDS Inaugurates Tri Services Academia Technology Symposium (T-SATS) to Boost Defence Innovation and Collaboration with Academia
SPARSH defence pension
SPARSH Transforms Defence Pension Management: Resolves 87% Legacy Cases, Cuts Grievance Redressal Time by 64%
Gujarat folk art PM mementos
Gujarat Showcases Iconic Folk Art in 7th PM Mementos e-Auction Supporting Namami Gange
Vandana Gupta
Who is Vandana Gupta? Senior IP&TAFS Officer Takes Charge as Controller General of Communication Accounts
COAL-GST
Coal Sector Gets a Boost: GST Reforms Remove Compensation Cess, Align With Aatmanirbhar Bharat Vision
Pawan-K-Godatwar-696x392
Dr. Pawan K. Godatwar’s Tenure Extended as WHO-SEARO Technical Officer for Traditional Medicine Till 2026
India Morocco defence MoU
India and Morocco Sign Defence Cooperation MoU to Boost Strategic, Industrial, and Maritime Ties
Swati Gupta PCS officer
Who Is Swati Gupta? Meet the UP PCS Officer, Tech Graduate, and Viral Social Media Influencer – Why She’s Trending for Facebook Fame
ADVERTISEMENT
ADVERTISEMENT
Videos
Siddhartha Saxena UPSC CAPF
How Siddhartha Saxena Cracked UPSC CAPF AIR 326 Against All Odds
Dr. S.K
Technology Meets Ecology: IFS Dr S K Srivastava’s Game-Changing Innovations in Forest Management | Eco Warrior Awards 2025 Interview
IFS Uttam Kumar Sharma Interview
From Extinction to Exhilaration: The Untold Story and Future Vision of Project Cheetah | Led by IFS Uttam Kumar Sharma | Eco Warrior Awards 2025
ADVERTISEMENT
UPSC Stories
Devanshu Shivhare MPPSC
How This Commercial Tax Inspector Topped MPPSC 2024: Devanshu Shivhare’s 5-Year Journey to Rank 1 | Exclusive Interview
Devanshu Shivhare secured AIR 1 in MPPSC 2024 in his fourth attempt while working full-time. His disciplined,...
Ishwarlal Gurjar UPSC
10th Grade Failure to Indian Police Service: Ishwarlal Gurjar’s UPSC Success Path
Read the inspiring journey of Ishwarlal Gurjar from a small village in Rajasthan to becoming an IPS officer....
IAS Minnu P M
“Lazy, Sleepy, Yet Determined”: Minnu P M’s Honest Take on Cracking UPSC
Minnu PM, once a clerk in Kerala Police, cleared UPSC with AIR 150 after five years of struggle. Her...
Social Media
World Rhino Day India
On World Rhino Day, IFS Officer Parveen Kaswan Shares Rare Insights - India Now Hosts 80% of the World’s One-Horned Rhinos
September 22 Marks Global Call for Rhino Conservation; India Holds 80% of World’s Greater One-Horned...
Parag Madhukar Dhakate
Relentless Rains Wreak Havoc in Dehradun: IFS officer PM Dhakate Warns Citizens Amid Flash Floods
Cloudbursts in Dehradun triggered flash floods. IFS officer Dr. PM Dhakate warned citizens to stay indoors...
Forest Guard Tiger Encounter
Tigers Clash in the Wild as Forest Guards Capture Rare Footage , Retired IFS Mohan Pargaien Posts Viral Video
Retired IFS officer Mohan Pargaien shares viral video of three tigers brawling in Ramnagar, as forest...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
T-SATS defence innovation
CDS Inaugurates Tri Services Academia Technology Symposium (T-SATS) to Boost Defence Innovation and Collaboration with Academia
SPARSH defence pension
SPARSH Transforms Defence Pension Management: Resolves 87% Legacy Cases, Cuts Grievance Redressal Time by 64%
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
Siddhartha Saxena UPSC CAPF
Dr. S.K
IFS Uttam Kumar Sharma Interview
ADVERTISEMENT
ADVERTISEMENT