https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

PNB Posts Highest-Ever Operating Profit of ₹7,081 Cr in Q1 FY26, Global Business Grows 11.6% YoY

PNB reports record ₹7,081 crore operating profit in Q1 FY26; global business grows 11.6% YoY with improved asset quality.
Indian Masterminds Stories

New Delhi: Punjab National Bank (PNB), one of India’s leading public sector banks, has reported its highest-ever operating profit of ₹7,081 crore for the first quarter of FY26. The financial results reflect strong momentum across core banking metrics and a solid year-on-year (YoY) growth in both business and profitability.

Robust Growth in Business and Advances

As per the un-audited Q1 FY26 results, PNB’s Global Business surged 11.6% YoY, reaching ₹27,19,276 crore as of June 2025, compared to ₹24,36,929 crore in June 2024.

Global Deposits climbed 12.9% YoY to ₹15,89,379 crore, up from ₹14,08,247 crore a year ago. Meanwhile, Global Advances rose 9.8% YoY, touching ₹11,29,898 crore as of June 2025, up from ₹10,28,682 crore.

Improving Asset Quality Indicators

PNB also reported notable improvements in its asset quality. The Gross Non-Performing Assets (GNPA) ratio declined by 120 basis points YoY to 3.78%, compared to 4.98% in June 2024. The Net NPA (NNPA) ratio fell to 0.38%, down 22 basis points from 0.60% last year.

The Provision Coverage Ratio (including technical write-offs) improved to 96.88%, up from 95.90%—a 98 bps enhancement over the previous year.

Also Read: PNB Partners with Singareni Collieries to Launch Salary Scheme with ₹1.25 Crore Insurance Coverage for Employees

Profitability Metrics Strengthen

The Bank’s Profit Before Tax (PBT) for Q1 FY26 grew 28.3% YoY to ₹6,758 crore, compared to ₹5,269 crore in Q1 FY25. Net Interest Income (NII) also saw a modest rise, reaching ₹10,578 crore, up 1% YoY from ₹10,476 crore.

In stock market performance, PNB shares were trading higher by 0.38%, quoted at ₹109.70 on the Bombay Stock Exchange (BSE).

About Punjab National Bank

Established in 1894, Punjab National Bank is a premier public sector bank in India with a widespread domestic and international presence. Headquartered in New Delhi, PNB offers a wide range of banking and financial services to individuals, MSMEs, corporates, and government entities. The Bank is committed to enhancing financial inclusion, leveraging digital innovation, and maintaining a strong focus on credit discipline and asset quality improvement.

Also Read: PNB Waives Minimum Balance Penalty on Savings Accounts, Major Relief for Customers – Check Details Here


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
ISRO NISAR
ISRO-NASA Launch NISAR in Orbit: Dual-Frequency Satellite to Aid Maritime and Airspace Management
India UAE
India, UAE Deepen Defence Ties With Strategic Focus on Joint Production, Maritime Security & AI Collaboration
26-probationary-IPS-officers-77-RR-batch-from-the-Sardar-Vallabhbhai-Patel-National-Police-Academy
26 Probationary IPS Officers of 77 RR Batch Call on DGP J&K Nalin Prabhat - Details Inside
Kerala Government
Kerala Announces Major IAS Reshuffle; Creates New COO Post for Wayanad Township Project
images - 2021-07-23T090739
Madhya Pradesh Judge Resigns in Protest After Accused Senior Judge Elevated Amid Harassment Allegations
Indian Forest Service (IFS) officers IGNFA 2025
IGNFA: India Welcomes 109 New IFS Officers from Record-Breaking 2023-25 Batch; MP Tops List
Maharashtra govt-logo
Maharashtra: 5 IAS Transferred, Aziz Shaikh Appointed As Chief Executive Officer of Zilla Parishad, Dhule
PSU Banks
Govt Notifies Key Banking Law Amendments; PSBs to Transfer Unclaimed Assets to IEPF from August 1
ADVERTISEMENT
ADVERTISEMENT
Videos
Ananth Rupanagudi IRAS
IRAS Ananth Rupanagudi’s Take on Corruption, Reform, and Duty
WhatsApp Image 2025-07-26 at 13.16
What Most Indians Don't Know About Jim Corbett
WhatsApp Image 2025-07-24 at 18.24
How Fireflies and Butterflies Returned In Corbett’s Homeland
ADVERTISEMENT
UPSC Stories
BPSC Bihar police
From Lantern Light to Police Uniform: How Praveen Kumar from a Small Bihar Village Cracked BPSC to Become SDPO
From a lantern-lit village in Bihar to becoming an SDPO, Praveen Kumar's journey is a testament to resilience,...
IAS Priyansha Garg
Why Mindset Matters: IAS Priyansha Garg’s Mental Health Mantra for UPSC
After two failed prelims, Priyansha Garg cracked UPSC with AIR 31 in her fourth attempt, proving how...
Ashish Akshat
From Setback to State Topper: How Ashish Akshat Topped JPSC While Working Full-Time
Ashish Akshat from Dhanbad topped JPSC 2023, proving that resilience, discipline, and family support...
Social Media
Mudumalai Tiger Reserve
Mudumalai Tiger Reserve: From India’s First Sanctuary to a Tiger Conservation Success Story | International Tiger Day Special
IAS Supriya Sahu Hails Mudumalai's Role in Tiger Conservation on Tiger Day. Declared in 1940, Now Among...
Mangroves
Mangroves: Nature’s Shield Against Disasters, Says Officer Parveen Kaswan on Mangroves Day - Watch His Post Here
Mangroves, with their dense, interlaced root systems, form a mesh-like structure that serves as a buffer...
Retired IPS Inderjit Singh Sidhu
Purpose Doesn’t Retire: How 88-Year-Old Retired DIG Becomes Chandigarh’s ‘Quiet Warrior’ of Cleanliness
Inderjit Singh Sidhu’s Dawn Patrol Earns Applause, Mahindra’s Praise for a Man Who Chose Action Over...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
ISRO NISAR
ISRO-NASA Launch NISAR in Orbit: Dual-Frequency Satellite to Aid Maritime and Airspace Management
India UAE
India, UAE Deepen Defence Ties With Strategic Focus on Joint Production, Maritime Security & AI Collaboration
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
Ananth Rupanagudi IRAS
WhatsApp Image 2025-07-26 at 13.16
WhatsApp Image 2025-07-24 at 18.24
ADVERTISEMENT
ADVERTISEMENT