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PNB Posts Highest-Ever Operating Profit of ₹7,081 Cr in Q1 FY26, Global Business Grows 11.6% YoY

PNB reports record ₹7,081 crore operating profit in Q1 FY26; global business grows 11.6% YoY with improved asset quality.
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New Delhi: Punjab National Bank (PNB), one of India’s leading public sector banks, has reported its highest-ever operating profit of ₹7,081 crore for the first quarter of FY26. The financial results reflect strong momentum across core banking metrics and a solid year-on-year (YoY) growth in both business and profitability.

Robust Growth in Business and Advances

As per the un-audited Q1 FY26 results, PNB’s Global Business surged 11.6% YoY, reaching ₹27,19,276 crore as of June 2025, compared to ₹24,36,929 crore in June 2024.

Global Deposits climbed 12.9% YoY to ₹15,89,379 crore, up from ₹14,08,247 crore a year ago. Meanwhile, Global Advances rose 9.8% YoY, touching ₹11,29,898 crore as of June 2025, up from ₹10,28,682 crore.

Improving Asset Quality Indicators

PNB also reported notable improvements in its asset quality. The Gross Non-Performing Assets (GNPA) ratio declined by 120 basis points YoY to 3.78%, compared to 4.98% in June 2024. The Net NPA (NNPA) ratio fell to 0.38%, down 22 basis points from 0.60% last year.

The Provision Coverage Ratio (including technical write-offs) improved to 96.88%, up from 95.90%—a 98 bps enhancement over the previous year.

Also Read: PNB Partners with Singareni Collieries to Launch Salary Scheme with ₹1.25 Crore Insurance Coverage for Employees

Profitability Metrics Strengthen

The Bank’s Profit Before Tax (PBT) for Q1 FY26 grew 28.3% YoY to ₹6,758 crore, compared to ₹5,269 crore in Q1 FY25. Net Interest Income (NII) also saw a modest rise, reaching ₹10,578 crore, up 1% YoY from ₹10,476 crore.

In stock market performance, PNB shares were trading higher by 0.38%, quoted at ₹109.70 on the Bombay Stock Exchange (BSE).

About Punjab National Bank

Established in 1894, Punjab National Bank is a premier public sector bank in India with a widespread domestic and international presence. Headquartered in New Delhi, PNB offers a wide range of banking and financial services to individuals, MSMEs, corporates, and government entities. The Bank is committed to enhancing financial inclusion, leveraging digital innovation, and maintaining a strong focus on credit discipline and asset quality improvement.

Also Read: PNB Waives Minimum Balance Penalty on Savings Accounts, Major Relief for Customers – Check Details Here


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