https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

PNB Posts Highest-Ever Operating Profit of ₹7,081 Cr in Q1 FY26, Global Business Grows 11.6% YoY

PNB reports record ₹7,081 crore operating profit in Q1 FY26; global business grows 11.6% YoY with improved asset quality.
Indian Masterminds Stories

New Delhi: Punjab National Bank (PNB), one of India’s leading public sector banks, has reported its highest-ever operating profit of ₹7,081 crore for the first quarter of FY26. The financial results reflect strong momentum across core banking metrics and a solid year-on-year (YoY) growth in both business and profitability.

Robust Growth in Business and Advances

As per the un-audited Q1 FY26 results, PNB’s Global Business surged 11.6% YoY, reaching ₹27,19,276 crore as of June 2025, compared to ₹24,36,929 crore in June 2024.

Global Deposits climbed 12.9% YoY to ₹15,89,379 crore, up from ₹14,08,247 crore a year ago. Meanwhile, Global Advances rose 9.8% YoY, touching ₹11,29,898 crore as of June 2025, up from ₹10,28,682 crore.

Improving Asset Quality Indicators

PNB also reported notable improvements in its asset quality. The Gross Non-Performing Assets (GNPA) ratio declined by 120 basis points YoY to 3.78%, compared to 4.98% in June 2024. The Net NPA (NNPA) ratio fell to 0.38%, down 22 basis points from 0.60% last year.

The Provision Coverage Ratio (including technical write-offs) improved to 96.88%, up from 95.90%—a 98 bps enhancement over the previous year.

Also Read: PNB Partners with Singareni Collieries to Launch Salary Scheme with ₹1.25 Crore Insurance Coverage for Employees

Profitability Metrics Strengthen

The Bank’s Profit Before Tax (PBT) for Q1 FY26 grew 28.3% YoY to ₹6,758 crore, compared to ₹5,269 crore in Q1 FY25. Net Interest Income (NII) also saw a modest rise, reaching ₹10,578 crore, up 1% YoY from ₹10,476 crore.

In stock market performance, PNB shares were trading higher by 0.38%, quoted at ₹109.70 on the Bombay Stock Exchange (BSE).

About Punjab National Bank

Established in 1894, Punjab National Bank is a premier public sector bank in India with a widespread domestic and international presence. Headquartered in New Delhi, PNB offers a wide range of banking and financial services to individuals, MSMEs, corporates, and government entities. The Bank is committed to enhancing financial inclusion, leveraging digital innovation, and maintaining a strong focus on credit discipline and asset quality improvement.

Also Read: PNB Waives Minimum Balance Penalty on Savings Accounts, Major Relief for Customers – Check Details Here


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
IAF Directorate of Aerospace Design
What is IAF Directorate of Aerospace Design (DAD)? India’s Big Step Toward Indigenous Defence Explained
MP Illegal Mining Case
IAS Officer Under Fire: MP High Court Criticizes IAS Officer’s Careless Handling of Illegal Mining Case
NHAI AI-powered dashcam monitoring system
What is NHAI AI-Powered Dashcam Monitoring System? Full Details on India’s Smart Highway Upgrade Plan
HQ IDS–ISRO MoU
Explained: How India is Using Space Tech to Strengthen Military Communication and Soldier Healthcare
National Aero Engine Test Complex
Explained: How India’s National Aero Engine Test Complex Will Strengthen Defence and Aerospace Power
Virupaksha AESA radar
Game-Changer for Indian Air Force: DRDO Starts Prototype of Virupaksha AESA Radar for Su-30MKI
Pinaka Extended Range Rockets
India Fires 24 Pinaka Extended Range Rockets in Pokhran Trial, Showcasing Precision and Firepower
Bhavya Industrial Initiative
Bhavya Industrial Initiative: Key Benefits, Sectors, and Impact on India’s Manufacturing Growth Explained
ADVERTISEMENT
ADVERTISEMENT
Videos
WhatsApp Image 2026-03-19 at 6.17
How Surinder Choudhary Uses Long-Distance Running to Stay Mentally Strong in a High-Pressure Police Career
WhatsApp Image 2026-03-16 at 4.18
What Happens After Terror Strikes? Surinder Choudhary Explains the Reality of Counter-Terror Operations
beno zephine
India’s First Visually Impaired IFS Officer on Diplomacy, Inclusion and Changing the System
ADVERTISEMENT
UPSC Stories
Nikita verma UPSC 2025
3 Attempts, 2 Failures, 1 Dream: How UP’s Nikita Verma Secured AIR 30 in UPSC CSE 2025 After Failing Twice | Exclusive
Failed twice in Prelims, never gave up—Nikita Verma from Ghaziabad cracked UPSC CSE 2025 with AIR 30...
WhatsApp Image 2026-03-18 at 7.30
Who Scored Highest in UPSC Interview 2025? Tejaswini Singh Tops with 225 Marks, Top 5 Profiles & Mark Calculation Explained
Tejaswini Singh secured the highest UPSC interview score this year with 225 marks, followed by Anjana...
Bhavika Chopra AIR 25 UPSC CSE 2025
How Abhijit Banerjee & Esther Duflo Inspired Bhavika Chopra to Crack UPSC
Bhavika Chopra secures AIR 25 in UPSC 2025, inspired by Abhijit Banerjee and Esther Duflo. Explore her...
Social Media
One-Horned Rhino Calf
Watch: First One-Horned Rhino Calf of 2026 Takes Birth at Jaldapara National Park, IFS Officer Shares Rare Footage
A newborn one-horned rhinoceros calf was spotted at Jaldapara National Park on January 1, 2026. IFS officer...
venomous banded krait
Rare Night Encounter: IFS Officer Spots Highly Venomous Banded Krait During Forest Patrol, Internet Amazed
An IFS officer’s night patrol video of a highly venomous banded krait has gone viral, highlighting India’s...
elephant rescue Karnataka
Heroic Karnataka Elephant Rescue: How a 28-Hour “Impossible Mission” Became a Triumph of Wildlife Care, IFS Parveen Kaswan Shares Video
A trapped elephant was rescued after 28 hours in Karnataka through a massive, expertly coordinated Forest...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
WhatsApp Image 2026-03-19 at 11.57
CARTOON OF THE WEEK
IAF Directorate of Aerospace Design
What is IAF Directorate of Aerospace Design (DAD)? India’s Big Step Toward Indigenous Defence Explained
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
WhatsApp Image 2026-03-19 at 6.17
WhatsApp Image 2026-03-16 at 4.18
beno zephine
ADVERTISEMENT
ADVERTISEMENT