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Big Boost: NaBFID Sanctions Rs2.3 Lakh Crore Loans to 232 Infrastructure Projects Across India

SWAMIH Fund Completes Over 52,000 Homes; NaBFID Powers ₹2.3 Lakh Cr Infra Lending. NaBFID Approves ₹1.75 Lakh Crore in Long-Term Loans for Infra Projects
Indian Masterminds Stories

New Delhi: The National Bank for Financing Infrastructure and Development (NaBFID) has sanctioned loans totaling ₹2,30,626 crore for 232 infrastructure projects across India as of July 31, 2025, Minister of State for Finance Pankaj Chaudhary informed Parliament on Monday.

Of the sanctioned projects, 162 projects, accounting for ₹1,74,872 crore, have loan tenures exceeding 15 years, reflecting NaBFID’s focus on long-term financing solutions crucial for sustainable infrastructure growth.

NaBFID: Supporting Long-Term Infrastructure Financing

Established in 2021, NaBFID plays a dual role — both developmental and financial — to boost infrastructure growth in the country. It works in coordination with central and state governments, regulators, and institutional investors to improve long-term, non-recourse infrastructure financing mechanisms. These include advancing India’s domestic bond and derivatives markets.

The bank’s financial role involves lending or investing in infrastructure projects within India, and selectively outside, with the aim of attracting private and institutional investment, thereby contributing to India’s broader sustainable economic development goals.

The Government of India has so far infused ₹20,000 crore as equity and ₹5,000 crore as a grant into the institution.

Read also: NaBFID Signs MoU with New Development Bank to Boost Infrastructure Financing and Sustainability

SWAMIH Fund Supports Over 52,000 Housing Units

In response to a separate query, the Minister stated that the Special Window for Affordable and Mid-Income Housing (SWAMIH) Investment Fund I has approved and funded 127 projects as of March 31, 2025.

  • Total committed sanctions: ₹12,842.4 crore
  • Disbursed amount: ₹8,557.3 crore
  • Completed housing units: 52,467 units across 103 projects

These completed units have either received occupation certificates or have applied for them.

Rising Cyber Threats in Banking Sector

Replying to another question, Chaudhary revealed a significant rise in cyber incidents reported by scheduled commercial banks:

  • 2024: 82 cyber incidents with a financial impact of ₹114.77 crore
  • 2023: 66 incidents costing ₹4.2 crore
  • 2022: 98 incidents costing ₹5.8 crore

This sharp increase in both frequency and financial impact has raised concerns over cybersecurity preparedness in the financial sector.

Read also: Ex-RBI Governor Subbarao Cautions Against ‘Make All That India Needs’ Mindset Under Make in India

About NaBFID

NaBFID stands for National Bank for Financing Infrastructure and Development. It is a development finance institution (DFI) in India, established to support the development of long-term, non-recourse infrastructure financing. NaBFID was set up under the National Bank for Financing Infrastructure and Development Act, 2021.


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