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BoB Reports 12.8% Loan Growth in Q4 of FY’25

The bank's total business expanded by 11.4%, reaching ₹27.03 lakh crore, up from ₹24.25 lakh crore as of March 2024.
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State-owned Bank of Baroda (BoB) reported a 12.8% growth in loans, reaching ₹12.3 lakh crore for the March quarter of FY 2024-25. The total advances stood at ₹10.9 lakh crore at the end of March 2024, as per the bank’s regulatory filing.

Banking Sector Growth Trends

BoB also witnessed a 10.25% rise in total deposits, which grew to ₹14.7 lakh crore, compared to ₹13.35 lakh crore in the fourth quarter of the previous financial year. The bank’s total business expanded by 11.4%, reaching ₹27.03 lakh crore, up from ₹24.25 lakh crore as of March 2024.

Performance of Other Public Sector Banks

Meanwhile, Bank of India (BoI) recorded a 13.59% growth in loans, with advances rising to ₹6.65 lakh crore in Q4 FY’25, compared to ₹5.85 lakh crore in the same period last year. The bank’s total deposits grew by 10.65%, reaching ₹8.16 lakh crore, up from ₹7.37 lakh crore in the year-ago period.

Additionally, IDBI Bank, controlled by Life Insurance Corporation (LIC), posted a 16% rise in advances, totaling ₹2.18 lakh crore at the end of Q4 FY’25, compared to ₹1.88 lakh crore a year earlier. The bank’s total deposits increased by 12%, reaching ₹3.10 lakh crore, up from ₹2.77 lakh crore during the same period last year.

These figures highlight strong credit and deposit growth across public sector banks, reinforcing a positive outlook for India’s banking sector in FY’25.


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