https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

Results: IRFC Q2 FY 2025-26 Profit Rises to ₹1777 Crore; Interim Dividend Declared at ₹1.05 Per Share

Indian Railway Finance Corporation posts strong YoY profit growth despite slight revenue dip; stock gains 0.68% with market cap crossing ₹1.63 lakh crore
Indian Masterminds Stories

New Delhi: Indian Railway Finance Corporation (IRFC), the dedicated financing arm of Indian Railways, announced its financial results for the second quarter (Q2) of the fiscal year 2025-26. The company reported a profit of ₹1777 crore, marking a notable increase from ₹1613 crore in the same quarter last year, reflecting a healthy year-on-year (YoY) growth.

However, IRFC’s total revenue declined slightly to ₹6372 crore, compared to ₹6899 crore during Q2 of the previous fiscal year. This dip indicates some pressure on the company’s top-line, although the strong profit growth suggests effective cost management and operational efficiency.

Interim Dividend Declared for Shareholders

IRFC declared an interim dividend of ₹1.05 per share for its shareholders, underlining its commitment to rewarding investors consistently. The company has maintained a steady dividend payout policy in recent years, boosting investor confidence in this government-owned financial institution.

To highlight, IRFC had previously declared dividends of ₹0.80 per share on 24 October 2025, 21 March 2025, and 12 November 2024. It also paid ₹0.70 per share on 22 August 2024 and ₹0.80 per share on 10 November 2023. This consistent dividend track record positions IRFC as a reliable source of steady returns for its shareholders.

Read also: IRFC Signs ₹10,560 Crore Loan Agreement with MAHAGENCO for Koradi Thermal Power Expansion in Maharashtra

Positive Financial Metrics: Net Interest Margin and Market Performance

The company reported a Net Interest Margin (NIM) of 1.55%, signaling a positive balance between interest income and interest expenses. This stable NIM highlights IRFC’s strong financial health and ability to manage its borrowing and lending operations effectively.

Following the earnings announcement, IRFC’s stock witnessed a mild upward trend, gaining 0.68% to close at ₹125.35 on October 15, 2025. The stock opened at ₹125.40, hitting an intraday high of ₹128.50 and a low of ₹124.70. Over the past 52 weeks, IRFC’s stock has traded between a low of ₹108.05 and a high of ₹166.85.

Market Capitalization and Key Financial Indicators

On the trading day, the company recorded a turnover of ₹8.83 crore, with a market capitalization of approximately ₹1,63,813.72 crore. IRFC is a constituent of the BSE 200 index in the financial institutions sector and has a fully diluted equity face value of ₹10 per share.

The company posted an earnings per share (EPS) of ₹5.10 on a quarterly basis, with a price-to-earnings (PE) ratio of 24.39, making it an attractive investment option for market participants.

About (IRFC)

Established as the dedicated financing arm of Indian Railways, IRFC is the largest issuer of public sector bonds in India. The corporation’s primary role is to raise funds from the market to finance the acquisition of rolling stock assets, infrastructure, and other railway projects.

IRFC’s consistent dividend payouts and strong financial performance have established it as a reliable government-backed investment avenue. The company’s presence in the financial institutions sector, combined with its strategic importance to India’s transport infrastructure, makes it a key player in India’s growth story.

Read also: IRFC Extends ₹3,388.51 Crore Loan to PVUNL for Banhardih Coal Block Development in Jharkhand


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
hudco
HUDCO Sets Up Advanced Haemodialysis Unit at BSF Hospital-II New Delhi, Boosting Healthcare for Security Personnel
Upasana Yadav IPS
Who Is Upasana Yadav? Haryana SP and Minister Anil Vij Face Off During Public Grievance Meeting
library
Delhi’s Ramakrishna Math Offers UPSC Preparation for Just ₹800, 50,000-Book Library, and Free Five-Star Meals
Emergency Landing Facility
Explained: Why This Emergency Landing Facility in Dibrugarh, Assam, Is a Game-Changer for IAF and a ‘Brahmastra’ in War
NHPC Resized
NHPC to Boost Hydropower by 4.8 GW by FY27 with 10 GW New Projects and 2,000 MW Pumped Storage
mou
NALCO Partners with NLC India to Strengthen 1080 MW Thermal Power and Renewable Energy Projects
grse
GRSE Begins Construction of Two Coastal Research Vessels for Geological Survey of India
Bihar cabinet
Bihar Govt Salary Budget Rises 13 Times in 20 Years as State Expands Jobs and Employment Opportunities
ADVERTISEMENT
ADVERTISEMENT
Videos
Akash Verma IAS
The Courage to Begin Again: Akash Verma’s Journey to UPSC AIR 20
WhatsApp Image 2026-02-05 at 6.39
The IAS Officer Who Refused to Let Bastar’s Children Fail Alone | Vinit Nandanwar’s Interview
Vinit Nandanwar
Vinit Nandanwar And The Making Of Bastar's First IAS
ADVERTISEMENT
UPSC Stories
How Yashpal Swarnkar Conquered MPPSC
Hat-Trick of Success: From Farmer’s Son to MP Deputy Collector - How Yashpal Swarnkar Conquered MPPSC
Yashpal Swarnkar, from Khamkua village, achieved a hat-trick in MPPSC exams, securing Rank 3 in 2023,...
IPS Aryendra Kumar UPSC
‘I Felt Trapped in My Own Mind’: IPS Officer Aryendra Kumar on Anxiety During UPSC Preparation
A candid account of IPS officer Aryendra Kumar’s mental health struggles during UPSC preparation and...
Siddharth Babu UPSC IFS
Calm, Clarity and Rank 15: How Siddharth Babu Cracked UPSC and Joined the IFS
Who is Siddharth Babu? The 2017-batch IFS officer who interpreted for PM Modi on Republic Day and cracked...
Social Media
One-Horned Rhino Calf
Watch: First One-Horned Rhino Calf of 2026 Takes Birth at Jaldapara National Park, IFS Officer Shares Rare Footage
A newborn one-horned rhinoceros calf was spotted at Jaldapara National Park on January 1, 2026. IFS officer...
venomous banded krait
Rare Night Encounter: IFS Officer Spots Highly Venomous Banded Krait During Forest Patrol, Internet Amazed
An IFS officer’s night patrol video of a highly venomous banded krait has gone viral, highlighting India’s...
elephant rescue Karnataka
Heroic Karnataka Elephant Rescue: How a 28-Hour “Impossible Mission” Became a Triumph of Wildlife Care, IFS Parveen Kaswan Shares Video
A trapped elephant was rescued after 28 hours in Karnataka through a massive, expertly coordinated Forest...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
hudco
HUDCO Sets Up Advanced Haemodialysis Unit at BSF Hospital-II New Delhi, Boosting Healthcare for Security Personnel
Upasana Yadav IPS
Who Is Upasana Yadav? Haryana SP and Minister Anil Vij Face Off During Public Grievance Meeting
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
Akash Verma IAS
WhatsApp Image 2026-02-05 at 6.39
Vinit Nandanwar
ADVERTISEMENT
ADVERTISEMENT