https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

Results: IRFC Q2 FY 2025-26 Profit Rises to ₹1777 Crore; Interim Dividend Declared at ₹1.05 Per Share

Indian Railway Finance Corporation posts strong YoY profit growth despite slight revenue dip; stock gains 0.68% with market cap crossing ₹1.63 lakh crore
Indian Masterminds Stories

New Delhi: Indian Railway Finance Corporation (IRFC), the dedicated financing arm of Indian Railways, announced its financial results for the second quarter (Q2) of the fiscal year 2025-26. The company reported a profit of ₹1777 crore, marking a notable increase from ₹1613 crore in the same quarter last year, reflecting a healthy year-on-year (YoY) growth.

However, IRFC’s total revenue declined slightly to ₹6372 crore, compared to ₹6899 crore during Q2 of the previous fiscal year. This dip indicates some pressure on the company’s top-line, although the strong profit growth suggests effective cost management and operational efficiency.

Interim Dividend Declared for Shareholders

IRFC declared an interim dividend of ₹1.05 per share for its shareholders, underlining its commitment to rewarding investors consistently. The company has maintained a steady dividend payout policy in recent years, boosting investor confidence in this government-owned financial institution.

To highlight, IRFC had previously declared dividends of ₹0.80 per share on 24 October 2025, 21 March 2025, and 12 November 2024. It also paid ₹0.70 per share on 22 August 2024 and ₹0.80 per share on 10 November 2023. This consistent dividend track record positions IRFC as a reliable source of steady returns for its shareholders.

Read also: IRFC Signs ₹10,560 Crore Loan Agreement with MAHAGENCO for Koradi Thermal Power Expansion in Maharashtra

Positive Financial Metrics: Net Interest Margin and Market Performance

The company reported a Net Interest Margin (NIM) of 1.55%, signaling a positive balance between interest income and interest expenses. This stable NIM highlights IRFC’s strong financial health and ability to manage its borrowing and lending operations effectively.

Following the earnings announcement, IRFC’s stock witnessed a mild upward trend, gaining 0.68% to close at ₹125.35 on October 15, 2025. The stock opened at ₹125.40, hitting an intraday high of ₹128.50 and a low of ₹124.70. Over the past 52 weeks, IRFC’s stock has traded between a low of ₹108.05 and a high of ₹166.85.

Market Capitalization and Key Financial Indicators

On the trading day, the company recorded a turnover of ₹8.83 crore, with a market capitalization of approximately ₹1,63,813.72 crore. IRFC is a constituent of the BSE 200 index in the financial institutions sector and has a fully diluted equity face value of ₹10 per share.

The company posted an earnings per share (EPS) of ₹5.10 on a quarterly basis, with a price-to-earnings (PE) ratio of 24.39, making it an attractive investment option for market participants.

About (IRFC)

Established as the dedicated financing arm of Indian Railways, IRFC is the largest issuer of public sector bonds in India. The corporation’s primary role is to raise funds from the market to finance the acquisition of rolling stock assets, infrastructure, and other railway projects.

IRFC’s consistent dividend payouts and strong financial performance have established it as a reliable government-backed investment avenue. The company’s presence in the financial institutions sector, combined with its strategic importance to India’s transport infrastructure, makes it a key player in India’s growth story.

Read also: IRFC Extends ₹3,388.51 Crore Loan to PVUNL for Banhardih Coal Block Development in Jharkhand


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
odisha-police 1
Why Odisha DGP Y B Khurania Directed 36 IPS Officers to Attend Official Functions Without Fail
IAS Officers Indian Administrative Services
Roopa Mishra Gets 6-Month Extension as MoHUA Joint Secretary; Other IAS Officers Appointed to Key Posts
Haryana gov resized
How the Supreme Court’s Decision Halts Haryana Civil Service (HCS) Officers’ Promotion to IAS
Rudrendra Tandon Secretary, East
Who Is IFS Rudrendra Tandon? Senior Diplomat Appointed Secretary (East) in MEA, Succeeds Periasamy Kumaran
Kavach 4.0 Expansion
Explained: Indian Railways’ ₹1,236 Crore Plan for Kavach System and Fibre Network Expansion
PMO
Will There Be a Lockdown in India? Government Opens Up, Says This on Viral Rumours
Railway Concession for Gallantry Medal Recipients
Free Railway Travel for Gallantry Medal Recipients—Eligibility, Benefits, and Full Govt Plan Explained
India New Climate Targets
India Sets Bold Climate Target: Cabinet Approves 47% Emissions Intensity Cut by 2035 Under New NDC Plan
ADVERTISEMENT
ADVERTISEMENT
Videos
Tilotama Verma IPS
How Tilotama Varma Became UP’s First Woman IPS Officer to Win the President’s Gallantry Medal
WhatsApp Image 2026-03-19 at 6.17
How Surinder Choudhary Uses Long-Distance Running to Stay Mentally Strong in a High-Pressure Police Career
WhatsApp Image 2026-03-16 at 4.18
What Happens After Terror Strikes? Surinder Choudhary Explains the Reality of Counter-Terror Operations
ADVERTISEMENT
UPSC Stories
WhatsApp Image 2026-03-26 at 2.05
A Grandfather’s Inspiration, A Granddaughter’s AIR 46: Shambhavi Tiwari’s UPSC Story | Exclusive
Raised by grandparents in Pantnagar, Shambhavi Tiwari turned early failures into AIR 46 in UPSC CSE 2025...
Nitish Kumar UPSC CSE 2025
From Being Carried by His Mother to Cracking UPSC: Nitish Kumar Secures AIR 847
Nitish Kumar’s UPSC journey to AIR 847 is a story of resilience, disability, and a mother’s sacrifice...
WhatsApp Image 2026-03-24 at 5.09
Vishwajeet Gupta’s Grounded, Gritty Journey to AIR 67 in UPSC CSE 2025 | Exclusive
From a small town in Madhya Pradesh to AIR 67 in UPSC CSE 2025, Vishwajeet Gupta’s journey blends smart...
CSR NEWS
ECIL
ECIL Completes CSR Project by Handing Over Retaining Wall at Rastriya Vidya Kendra, Telangana
ECIL Enhances Student Safety and School Infrastructure in Medchal-Malkajgiri District Through Corporate...
ntpc
NTPC WR-I Launches ₹7.64 Crore CSR Project to Renovate IPD Blocks at N.M. Wadia Hospital, Solapur
Renovation of Buildings A, B, and Annex to Strengthen Healthcare Infrastructure, Improve Patient Care,...
AAI
AAI Provides ₹12.29 Crore CSR Support to Balasaheb Deoras Rugnalay in Pune for Healthcare Expansion
Funding to build new pathology lab and Ayurveda–Panchakarma departments to strengthen community healthcare...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
odisha-police 1
Why Odisha DGP Y B Khurania Directed 36 IPS Officers to Attend Official Functions Without Fail
IAS Officers Indian Administrative Services
Roopa Mishra Gets 6-Month Extension as MoHUA Joint Secretary; Other IAS Officers Appointed to Key Posts
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
Tilotama Verma IPS
WhatsApp Image 2026-03-19 at 6.17
WhatsApp Image 2026-03-16 at 4.18
ADVERTISEMENT
ADVERTISEMENT