https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

PNB Posts 51.7% Surge in Q4 Net Profit, Approves Rs. 8,000 Crore Fundraising via Bonds

Alongside the earnings announcement, the bank's board approved raising up to Rs. 8,000 crore through the issuance of Basel III compliant bonds and declared a dividend of Rs. 2.9 per share for shareholders
Indian Masterminds Stories

State-owned Punjab National Bank (PNB) reported a strong financial performance for the fourth quarter of FY25, with net profit soaring by 51.7% year-on-year to Rs. 4,567 crore, up from Rs. 3,010 crore in the corresponding quarter of FY24. Alongside the earnings announcement, the bank’s board approved raising up to Rs. 8,000 crore through the issuance of Basel III compliant bonds and declared a dividend of Rs. 2.9 per share for shareholders.

Also Read: Bank of Baroda Reports ₹5,048 Crore Profit in Q4 FY25, Recommends ₹8.35 Dividend

The bank’s Net Interest Income (NII) grew to Rs. 10,757 crore in Q4 FY25, compared to Rs. 10,363 crore in Q4 FY24. A significant improvement was also seen in the asset quality metrics. The Gross Non-Performing Assets (GNPA) ratio dropped to 3.95% as of March 2025, improving by 178 basis points from 5.73% a year ago. Similarly, the Net NPA (NNPA) ratio improved by 33 basis points to 0.40% from 0.73% year-on-year.

Return on Assets (RoA) for the quarter stood at 1.02%, marking a 25 basis point increase from 0.77% in Q4 FY24, indicating enhanced profitability. Operating profit for the quarter also witnessed a rise, reaching Rs. 6,776 crore—an increase of 5.6% compared to the same quarter last fiscal.

The positive quarterly results reflect the bank’s improved efficiency, healthier loan book, and strategic focus on strengthening its balance sheet while delivering value to its stakeholders.

Also Read: SBI Declares Rs. 15.90 Dividend Per Share for FY 2024-25


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
Krishna Swaminathan 2
Strategic Shift on the Western Front: Vice Admiral Krishna Swaminathan Takes Helm of Indian Navy’s Western Command
PSU News PSUs News
Fuel Lifeline for MSRTC: Indian Oil & BPCL Raise Diesel Discounts to Support Struggling Transport Body
coal-India limited
Result: Coal India (CIL) Q1 Profit Falls 20% YoY to ₹8,734 Cr on Weak Realisations, Lower Income
Central Administrative Tribunal, CAT
CAT Warns J&K Govt Officials: Salary to Be Withheld in Case of Non-Compliance
CBDT-1024x576
3 Senior IRS Officers Elevated to PCCIT Grade in CBDT for 2025 Panel Year
medha-rupam-imgs
New Noida DM Medha Roopam Vows to Fast-Track Jewar International Airport Completion - Here Are Her Top Priorities
manoj and goyal
IAS Manoj Kumar Singh Bids Emotional Farewell as SP Goyal Assumes Charge as UP Chief Secretary
Madhya Pradesh Cabinet decisions
Boost for Madhya Pradesh & Jyotirlinga Yatra: Central Cabinet Approves Itarsi-Nagpur Fourth Rail Line Project - Details Inside
ADVERTISEMENT
ADVERTISEMENT
Videos
Ananth Rupanagudi IRAS
IRAS Ananth Rupanagudi’s Take on Corruption, Reform, and Duty
WhatsApp Image 2025-07-26 at 13.16
What Most Indians Don't Know About Jim Corbett
WhatsApp Image 2025-07-24 at 18.24
How Fireflies and Butterflies Returned In Corbett’s Homeland
ADVERTISEMENT
UPSC Stories
BPSC Bihar police
From Lantern Light to Police Uniform: How Praveen Kumar from a Small Bihar Village Cracked BPSC to Become SDPO
From a lantern-lit village in Bihar to becoming an SDPO, Praveen Kumar's journey is a testament to resilience,...
IAS Priyansha Garg
Why Mindset Matters: IAS Priyansha Garg’s Mental Health Mantra for UPSC
After two failed prelims, Priyansha Garg cracked UPSC with AIR 31 in her fourth attempt, proving how...
Ashish Akshat
From Setback to State Topper: How Ashish Akshat Topped JPSC While Working Full-Time
Ashish Akshat from Dhanbad topped JPSC 2023, proving that resilience, discipline, and family support...
Social Media
Mudumalai Tiger Reserve
Mudumalai Tiger Reserve: From India’s First Sanctuary to a Tiger Conservation Success Story | International Tiger Day Special
IAS Supriya Sahu Hails Mudumalai's Role in Tiger Conservation on Tiger Day. Declared in 1940, Now Among...
Mangroves
Mangroves: Nature’s Shield Against Disasters, Says Officer Parveen Kaswan on Mangroves Day - Watch His Post Here
Mangroves, with their dense, interlaced root systems, form a mesh-like structure that serves as a buffer...
Retired IPS Inderjit Singh Sidhu
Purpose Doesn’t Retire: How 88-Year-Old Retired DIG Becomes Chandigarh’s ‘Quiet Warrior’ of Cleanliness
Inderjit Singh Sidhu’s Dawn Patrol Earns Applause, Mahindra’s Praise for a Man Who Chose Action Over...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
Krishna Swaminathan 2
Strategic Shift on the Western Front: Vice Admiral Krishna Swaminathan Takes Helm of Indian Navy’s Western Command
WhatsApp Image 2025-08-01 at 11.18
CARTOON OF THE WEEK
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
Ananth Rupanagudi IRAS
WhatsApp Image 2025-07-26 at 13.16
WhatsApp Image 2025-07-24 at 18.24
ADVERTISEMENT
ADVERTISEMENT