State-owned Bank of Baroda (BoB) reported a marginal 3% year-on-year rise in its net profit for the fourth quarter of FY25, posting ₹5,048 crore, compared to ₹4,886 crore in the same period last year.
During the January–March quarter, the lender’s total income increased to ₹35,852 crore, up from ₹33,775 crore in Q4 FY24. While interest income grew to ₹30,642 crore (from ₹29,583 crore), the bank’s net interest income (NII) fell to ₹11,020 crore from ₹11,793 crore in the corresponding quarter last year.
On the asset quality front, BoB showed improvement. Its gross non-performing assets (NPAs) declined to 2.26% of gross advances, compared to 2.92% a year earlier. Net NPAs also fell to 0.58%, down from 0.68%.
The bank’s provision coverage ratio stood strong at 93.29% as of March 31, 2025, and its capital adequacy ratio improved to 17.19%, up from 16.31% at the end of FY24.
For the full fiscal year 2024–25, Bank of Baroda recorded a 10% rise in net profit, reaching ₹19,581 crore, compared to ₹17,789 crore in FY24. Annual total income climbed to ₹1,38,089 crore, up from ₹1,27,101 crore in the previous year.
The bank’s board has recommended a dividend of ₹8.35 per equity share (face value ₹2), subject to shareholders’ approval.
About Bank of Baroda
Bank of Baroda (BOB or BoB) is an Indian government Public sector bank headquartered in Vadodara, Gujarat. It is the third largest public sector bank in India after State Bank of India. Based on 2023 data, it is ranked 586 on the Forbes Global 2000 list.
