New Delhi: IAS officer Dr. Pawan Kotwal, serving as a Non-Executive Non-Independent Director of Jammu & Kashmir Bank, has tendered his resignation following his superannuation on December 31, 2025. Dr. Kotwal, a 1994 batch IAS officer of the AGMUT cadre, is currently serving as Chief Secretary of the Union Territory of Ladakh. His tenure at J&K Bank has been marked by strategic insights and strong governance support.
Distinguished Career in Public Service
During his tenure as Principal Secretary, Dr. Kotwal played a pivotal role in driving reforms and initiatives in the healthcare and medical education sectors. He spearheaded efforts to enhance healthcare infrastructure, improve medical education facilities, and ensure the overall wellbeing of the people of Ladakh.
His contributions extend beyond healthcare. Dr. Kotwal has been actively involved in initiatives related to forests, ecology, environment, and revenue, demonstrating a commitment to sustainable development, good governance, and effective administration.
Read also: HUDCO Sanctions Over ₹46,000 Crore in Q3 Loans, Boosting Housing and Urban Infrastructure Projects
Resignation from J&K Bank
Following his superannuation, Dr. Kotwal resigned from the board of Jammu & Kashmir Bank, where he served as a Non-Executive Non-Independent Director. His experience in public administration and governance brought valuable perspectives to the bank’s strategic and operational decision-making during his tenure.
About Jammu & Kashmir Bank
Jammu & Kashmir Bank (J&K Bank) is a leading scheduled commercial bank, founded in 1938, serving the Union Territories of Jammu & Kashmir (J&K) and Ladakh as a universal bank and the rest of India as a specialized one, acting as the RBI’s agent for government business in J&K and Ladakh, offering retail, corporate, and MSME banking, and listed on NSE & BSE with its HQ in Srinagar. It’s a public company majority-owned by the Government of J&K, known for its strong regional presence and expanding digital and national footprint, supporting local communities through various financial and skill development initiatives.
















