New Delhi: The Board of Directors of REC Limited has recommended a final dividend of ₹2.60 per equity share for the financial year 2024–25, bringing the total dividend for the year to ₹18 per share, up from ₹16 in the previous fiscal year. The announcement came alongside the company’s approval of audited standalone and consolidated financial results for the year ending March 31, 2025.
Strong Performance in Q4 and FY25
REC Limited reported robust financial and operational results, driven by higher disbursements, increased interest income, and effective cost management.
Key Q4 FY25 Highlights (Standalone YoY):
- Disbursements: ₹45,538 crore (↑16%)
- Net Interest Income (NII): ₹5,876 crore (↑38%)
- Net Profit: ₹4,236 crore (↑5%)
- Total Income: ₹15,174 crore (↑24%)
- Net Interest Margin (NIM): 3.64% (↑4 bps)
Full Year FY25 Highlights (Standalone YoY):
- Disbursements: ₹1,91,185 crore (↑18%)
- Net Interest Income: ₹19,878 crore (↑27%)
- Net Profit: ₹15,713 crore (↑12%)
- Total Income: ₹55,980 crore (↑19%)
- Net Interest Margin: 3.63% (↑6 bps)
Improved Asset Quality and Strong AUM Growth
REC’s Asset Under Management (AUM) increased to ₹5.66 lakh crore, compared to ₹5.09 lakh crore a year earlier, maintaining its upward trajectory. The company achieved a notable reduction in net credit-impaired assets, which dropped to 0.38% from 0.86% following the resolution of five key loan accounts amounting to ₹6,171 crore.

Strengthened Financial Position
With sustained profitability and improved asset quality, REC’s Net Worth climbed to ₹77,638 crore as of March 31, 2025, reflecting a 13% year-on-year growth. The Capital Adequacy Ratio (CRAR) stood at a robust 25.99%, indicating strong financial health and capacity for future lending expansion.
Shareholder Rewards Continue
Consistent with its dividend-paying tradition, REC has recommended a final dividend of ₹2.60 per share, subject to shareholder approval at the upcoming Annual General Meeting (AGM). Including interim dividends, the total dividend payout for FY25 stands at ₹18 per share, compared to ₹16 in FY24.
Solid Results: Growth & Value Creation
REC’s solid financial results, along with a strategic focus on asset quality and prudent financial management, underline its commitment to growth and value creation. The recommended dividend further reaffirms REC’s intent to reward shareholders amid strong earnings momentum.
About REC Limited
REC Limited, formerly known as Rural Electrification Corporation Limited, is a Maharatna public sector enterprise under the Ministry of Power, Government of India. Established in 1969, REC’s initial mandate was to support agricultural electrification and rural development. Over the decades, it has evolved into a leading infrastructure finance company, playing a pivotal role in financing power and non-power infrastructure projects across India.