New Delhi: The Centre for Development of Telematics (C-DOT), a premier R&D institution under the Ministry of Communications, has signed a Memorandum of Understanding (MoU) with Punjab National Bank (PNB), one of India’s leading public sector banks. The agreement aims to reinforce PNB’s IT infrastructure and accelerate its technology transformation journey.
Driving Digital Transformation in Banking
The collaboration focuses on harnessing indigenous technology solutions to boost secure, scalable, and inclusive banking services. Under the MoU, C-DOT will provide specialized IT products and services tailored to PNB’s strategic requirements.
Key areas include secure digital transactions using advanced telecom infrastructure, robust cybersecurity frameworks, and indigenous innovations in switching, routing, wireless technology, software applications, AI, and quantum communication. The agreement also covers ongoing support and maintenance to ensure regulatory-compliant and future-ready IT capabilities.
Leaders Emphasize Collaborative Innovation
The signing ceremony was held at C-DOT Headquarters in New Delhi, attended by senior officials from both organizations.
Speaking on the occasion, Manish Agrawal, GM-IT, PNB, said the partnership marks a milestone in PNB’s IT transformation journey. “Leveraging C-DOT’s expertise, we will accelerate modernisation, enhance customer touchpoints, and deliver secure, seamless digital banking services across India.”
Rajkumar Upadhyay, CEO, C-DOT, highlighted the partnership’s role in advancing financial inclusion. “Fostering collaboration with PNB is a crucial step towards Atmanirbhar Bharat by extending secure and digitally inclusive financial services to citizens.”
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Supporting Digital India Vision
Over the past four decades, C-DOT has played a pivotal role in India’s telecom revolution, powering BharatNet, advancing 4G/5G solutions, cybersecurity, AI, IoT, and initiating exploratory research into 6G use cases. Its efforts continue to align with the national vision of positioning India as a global leader in digital connectivity.
Punjab National Bank, one of India’s largest public sector banks, provides a wide range of financial services with a strong presence across the country. Through this collaboration, PNB seeks to build a technology-driven, secure, and customer-first banking ecosystem.
The partnership supports the Government of India’s Digital India vision and contributes to building a sustainable, inclusive financial ecosystem under Atmanirbhar Bharat.
About C-DOT
The Centre for Development of Telematics (C-DOT) is an autonomous telecom R&D institution under the Ministry of Communications. Since its inception in 1984, it has been at the forefront of India’s digital and telecom advancements, delivering innovative solutions across networks, cybersecurity, disaster management, IoT, and next-generation communication systems.
About PNB
Punjab National Bank (PNB) is one of India’s largest state-owned banks with a significant domestic and international presence. It offers a comprehensive range of banking services, participates actively in government-led financial inclusion initiatives, and continues to modernize its operations to meet the needs of a growing digital economy.
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