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Union Bank of India Clocks 8.6% Credit Growth in Q4 FY25; J&K Bank and Ujjivan SFB Also Post Gains

UBI's total business expanded by 7.8% to Rs. 22.92 lakh crore from Rs. 21.26 lakh crore in the previous year
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State-owned Union Bank of India has reported an 8.6% growth in credit, with total advances reaching Rs. 9.82 lakh crore for the March 2025 quarter, up from Rs. 9.04 lakh crore a year earlier. The bank also recorded a 7.22% increase in total deposits, which stood at Rs. 13.09 lakh crore, compared to Rs. 12.21 lakh crore in March 2024. As a result, the bank’s total business expanded by 7.8% to Rs. 22.92 lakh crore from Rs. 21.26 lakh crore in the previous year.

Also Read: C.S. Setty Appointed as Chairman of Indian Banks’ Association

https://indianmasterminds.com/news/banks/Meanwhile, J&K Bank reported a 10.3% rise in advances, reaching Rs. 1.06 lakh crore at the end of Q4 FY25, up from Rs. 96,981 crore in the same period last year. The Srinagar-based lender also saw a 10.2% increase in deposits, which touched Rs. 1.48 lakh crore, compared to Rs. 1.34 lakh crore a year ago.

Additionally, Ujjivan Small Finance Bank registered a 7.9% rise in advances, reaching Rs. 32,122 crore at the end of Q4 FY25, up from Rs. 29,780 crore in March 2024.

These figures highlight steady credit and deposit growth across banking institutions, reflecting strong demand and expansion in the financial sector.

Also Read: LIC Seeks RBI Approval for 100-Year Government Bonds


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