New Delhi: The Housing and Urban Development Corporation Ltd (HUDCO) has posted its best-ever Q1 financial results for the first quarter of FY 2025-26, reflecting strong operational performance, robust financial health, and industry-leading asset quality. The results were approved during the company’s Board of Directors meeting held on August 6, 2025.
In a remarkable show of growth momentum, loan sanctions surged 143% year-on-year, and the company achieved its highest ever first-quarter profit, disbursements, and revenue from operations.
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Key Financial Highlights: Q1 FY 2025-26 vs Q1 FY 2024-25
Loan Sanctions:
- ₹34,224 crore in Q1 FY26 vs ₹14,097 crore in Q1 FY25
- YoY growth of 143% — the highest ever Q1 loan sanction by HUDCO
Loan Disbursements:
- ₹12,812 crore in Q1 FY26 vs ₹12,625 crore in Q1 FY25
- Marked the highest ever Q1 loan disbursement
Profit After Tax (PAT):
- ₹630.23 crore in Q1 FY26 vs ₹557.75 crore in Q1 FY25
- YoY increase of 13%, marking HUDCO’s highest ever Q1 PAT
Revenue from Operations:
- ₹2,937.31 crore in Q1 FY26 vs ₹2,188.35 crore in Q1 FY25
- Growth of 34.22% YoY
Loan Book Growth:
- ₹1.34 lakh crore in Q1 FY26 vs ₹1.04 lakh crore in Q1 FY25
- YoY growth of 30%, reflecting healthy expansion
Significant Improvement in Asset Quality
HUDCO demonstrated robust credit discipline with a sharp reduction in both Gross and Net NPAs:
- Gross NPAs fell to 1.34% in Q1 FY26 from 2.42% in Q1 FY25
- Net NPAs dropped to 0.09% from 0.33% a year ago — now among the best in the industry
- Earnings Per Share (Annualised):
- EPS increased by 12.90%, rising from ₹11.16 to ₹12.60
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HUDCO’s Growth Trajectory
This performance cements HUDCO’s standing as a key financial institution driving infrastructure and housing development in India. With impressive financial discipline and credit management, HUDCO is well-positioned for sustained growth in the coming quarters.
The exceptional results reflect not only HUDCO’s effective management and policy implementation but also strong demand for housing and infrastructure financing across the country.
About HUDCO
Housing and Urban Development Corporation Ltd. (HUDCO) is a Government of India-owned public sector enterprise under the Ministry of Housing and Urban Affairs (MoHUA). Established in 1970, HUDCO primarily focuses on financing housing and urban infrastructure development projects across India.
