Mumbai: The Central Bank of India has released its provisional business results for the first quarter of FY 2026–27 (ended June 30, 2026), showing strong growth across key parameters including global business, deposits, and gross advances on both year-on-year (YoY) and quarter-on-quarter (QoQ) basis.
According to the stock exchange filing with BSE and NSE, the PSU lender’s overall performance reflects continued improvement in its lending and deposit franchise.
Global Business Crosses ₹8.33 Lakh Crore
The bank’s total global business rose to ₹8,33,840 crore as of June 30, 2026.
- YoY Growth: 18.36% (from ₹7,04,485 crore in June 2025)
- QoQ Growth: 2.63% (from ₹8,12,439 crore in March 2026)
This steady expansion highlights the bank’s strengthening business network across segments.
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Total Deposits Grow 11.66% YoY
The bank reported healthy growth in deposits during the quarter.
- Total Deposits: ₹4,78,895 crore
- YoY Growth: 11.66% (₹4,28,890 crore in June 2025)
- QoQ Growth: 2.34% (₹4,67,923 crore in March 2026)
The growth indicates stable retail and institutional deposit inflows.
Gross Advances Surge Nearly 29%
The strongest performance came from the bank’s loan book.
- Gross Advances: ₹3,54,895 crore
- YoY Growth: 28.77% (₹2,75,595 crore in June 2025)
- QoQ Growth: 3.01% (₹3,44,516 crore in March 2026)
The sharp rise in lending reflects strong credit demand across sectors.
CASA Deposits Rise, But Ratio Moderates
The bank’s low-cost deposit base also expanded, though the CASA ratio showed a slight decline.
- CASA Deposits: ₹2,22,865 crore
- YoY Growth: 11.14%
- QoQ Growth: 0.94%
- CASA Ratio: 46.61%
- Down 27 bps YoY
- Down 69 bps QoQ
Despite the marginal dip in ratio, the CASA base remains relatively strong.
Overseas Expansion via IBU Advances
The bank also marked progress in international operations.
- IBU (Overseas) Advances: ₹473 crore
- Previous quarter: ₹0
This indicates the beginning of overseas lending activity through its IFSC Banking Unit.
Stock Reaction
Following the business update, Central Bank of India shares rose 1.66% to ₹33.09, reflecting positive investor sentiment on strong credit growth.
Key Financial Snapshot (Q1 FY27)
- Global Business: ₹8,33,840 crore (↑18.36% YoY, ↑2.63% QoQ)
- Total Deposits: ₹4,78,895 crore (↑11.66% YoY, ↑2.34% QoQ)
- Gross Advances: ₹3,54,895 crore (↑28.77% YoY, ↑3.01% QoQ)
- CASA Deposits: ₹2,22,865 crore (↑11.14% YoY)
- CASA Ratio: 46.61%
- IBU Advances: ₹473 crore
About Central Bank of India
Central Bank of India is a leading public sector bank offering a wide range of banking and financial services to retail customers, corporates, institutions, and government bodies. With a strong nationwide presence, the bank focuses on expanding credit growth, strengthening its deposit base, and enhancing digital banking services while supporting economic development across India.
