New Delhi: The Pradhan Mantri Awas Yojana-Urban (PMAY-U) has crossed a major implementation milestone, with more than 1.25 crore houses sanctioned under PMAY-U and PMAY-U 2.0 and over 1 crore houses completed and delivered to beneficiaries across the country.
The latest progress comes as the government continues to expand implementation of PMAY-U 2.0, which aims to address the housing requirements of eligible urban families.
2.09 Lakh More Houses Sanctioned Under PMAY-U 2.0
The 8th meeting of the Central Sanctioning and Monitoring Committee (CSMC) under PMAY-U 2.0 was held on August 6 at Sankalp Bhawan, New Delhi.
The meeting was chaired by Satendra Singh, Secretary, Department of Urban Development, Ministry of Housing and Urban Affairs (MoHUA).
During the meeting, the committee sanctioned more than 2.09 lakh houses for Economically Weaker Section (EWS) families across 16 States and Union Territories.
The approvals covered:
- Andhra Pradesh
- Arunachal Pradesh
- Bihar
- Chhattisgarh
- Gujarat
- Jammu & Kashmir
- Jharkhand
- Madhya Pradesh
- Maharashtra
- Manipur
- Odisha
- Rajasthan
- Tamil Nadu
- Telangana
- Uttar Pradesh
- Uttarakhand
1.42 Lakh Houses Under Beneficiary-Led Construction
Of the latest sanctions, around 1.42 lakh houses have been approved under the Beneficiary-Led Construction (BLC) vertical.
Under BLC, eligible beneficiaries receive financial assistance of up to ₹2.5 lakh to construct pucca houses on their own land.
Another 67,045 houses have been sanctioned under the Affordable Housing in Partnership (AHP) vertical. Under this component, affordable housing projects are developed by public or private agencies in partnership with States and UTs, with eligible EWS beneficiaries receiving Central assistance for allotted houses.
PMAY-U 2.0 Sanctions Cross 18.38 Lakh
With the latest approvals, the total number of houses sanctioned under PMAY-U 2.0 has crossed 18.38 lakh.
The sanctions under different components include:
- 14.40 lakh houses under BLC
- 2.48 lakh under AHP
- 1.36 lakh under the Interest Subsidy Scheme (ISS)
- 13,046 under Affordable Rental Housing (ARH)
2.03 Lakh of Latest Houses Allotted to Women
Women beneficiaries have emerged as a major focus of the latest round of housing approvals.
Of the 2.09 lakh houses sanctioned during the 8th CSMC meeting, 2.03 lakh have been allotted to women.
The latest sanctions also include:
- 16,662 houses for senior citizens
- 21,954 houses for SC beneficiaries
- 14,252 houses for ST beneficiaries
- 75,511 houses for OBC beneficiaries
Overall, of the 1.25 crore houses sanctioned under PMAY-U and PMAY-U 2.0, 1 crore have been allotted to women, either in the name of the female head of the household or through joint ownership.
Secretary Reviews Implementation Across States
During the CSMC meeting, Secretary MoHUA reviewed the implementation of PMAY-U and PMAY-U 2.0 across States and UTs.
The review covered:
- Grounding and completion of sanctioned houses
- Geo-tagging of houses
- Utilisation of funds
- Verification of beneficiaries
- Occupancy status
- Overall implementation progress
Satendra Singh stressed the need for faster implementation, timely release of funds, effective monitoring and coordination among stakeholders, including beneficiaries.
The CSMC will continue to meet regularly to review progress, facilitate approvals and address implementation-related challenges.
PMAY-U 2.0 Targets Another 1 Crore Urban Families
PMAY-U was launched in June 2015 with the objective of achieving “Housing for All” in urban areas.
PMAY-U 2.0 builds on the earlier scheme and seeks to address the housing requirements of another 1 crore eligible EWS, LIG and MIG families in urban India, with annual household income of up to ₹9 lakh.
The scheme has different components aimed at meeting varied housing requirements, including construction of houses by beneficiaries, affordable housing projects, interest subsidies on home loans and affordable rental housing.
About PMAY-U 2.0
PMAY-U 2.0 places special emphasis on the housing needs of vulnerable and marginalised groups, including eligible SC/ST/OBC communities, minorities, senior citizens, persons with disabilities and transgender persons, along with other underprivileged sections.
The scheme also prioritises women-led house ownership or joint ownership. Under PMAY-U 2.0, houses can be allotted in the name of the female head of the household or through joint ownership, supporting women’s ownership of housing assets.
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