New Delhi: The Housing and Urban Development Corporation Ltd. (HUDCO) announced its financial results for the first half of the financial year 2025-26 (H1FY26), showcasing remarkable growth across all major parameters.
In a meeting held on November 10, 2025, the HUDCO Board of Directors approved the company’s half-yearly financial results and declared a second interim dividend of ₹1 per share.
For the September 2025 quarter (Q2FY26) alone, HUDCO reported a net profit of ₹709.83 crore, reflecting a 7% year-on-year increase from ₹688.62 crore in the same period last year.
Record Loan Sanctions and Disbursements
- HUDCO achieved record performance in its lending operations during H1FY26.
- Loan Sanctions: ₹92,985 crore, up 21.59% YoY from ₹76,472 crore in H1FY25.
Loan Disbursements: The company achieved its highest-ever half-year disbursement of ₹25,838 crore, compared to ₹21,699 crore in H1FY25.
This strong growth underscores HUDCO’s key role in financing housing and infrastructure development projects across the country.
Robust Profitability and Revenue Surge
The company posted its highest-ever profit before tax (PBT) and profit after tax (PAT) for any first half of a financial year:
- PBT: ₹1,811.94 crore, up 7.55% YoY.
- PAT: ₹1,340.06 crore, up 7.52% YoY.
- Revenue from Operations: ₹6,156.34 crore, marking a 30.82% YoY growth from ₹4,706.07 crore in H1FY25.
This revenue surge highlights HUDCO’s growing presence and financial strength in the infrastructure financing sector.
Loan Book Expansion and Asset Quality Improvement
HUDCO’s loan book expanded by 30.15% YoY, rising from ₹1.11 lakh crore in H1FY25 to ₹1.44 lakh crore in H1FY26 — a reflection of increased demand and efficient loan management.
Equally notable was the significant improvement in asset quality:
- Gross NPAs dropped to 1.21% from 2.04% last year.
- Net NPAs fell sharply to 0.07%, down from 0.31% — one of the lowest in the industry.
- Earnings Per Share and Shareholder Value
HUDCO’s annualised Earnings Per Share (EPS) improved by 7.38%, rising from ₹12.46 to ₹13.38, reflecting the company’s strong profitability and consistent returns to shareholders.
CMD’s Outlook: Growth Backed by Infrastructure Push
Commenting on the results, Shri Sanjay Kulshreshtha, CMD, HUDCO, said that the company anticipates a CAGR growth of over 25% in FY2025-26, driven by the Government’s robust focus on infrastructure development and the upcoming PMAY 2.0 initiative.
He credited HUDCO’s strong financial performance to “the trust and support of stakeholders” and reaffirmed the corporation’s commitment to enabling sustainable urban and rural infrastructure development across India.
HUDCO Posts Strong H1 Results, Sustaining Growth Momentum in FY 2025-26.
— HUDCO (@hudcolimited) November 10, 2025
Steady performance, strengthened portfolio, and diversifying into the complete spectrum of infrastructure finance.
Performance Highlights of #H1FY26 @mlkhattar @SANJAYKUL31 @MoHUA_India@Secretary_MoHUA… pic.twitter.com/eXtLL4VsDR
Operational Excellence
With consistent growth in profits, improved asset quality, and record disbursements, HUDCO’s H1FY26 performance positions it strongly for the remainder of the fiscal year. The dividend announcement and low NPAs reaffirm investor confidence in the company’s governance and operational excellence.
About HUDCO
Established in 1970, Housing and Urban Development Corporation Limited (HUDCO) is a Navratna Central Public Sector Enterprise under the Ministry of Housing and Urban Affairs. HUDCO specializes in providing long-term finance for housing and urban infrastructure projects across India. Over the decades, it has played a pivotal role in promoting planned urban development, sustainable infrastructure, and inclusive growth across the nation.
