https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

PNB Posts Highest-Ever Operating Profit of ₹7,081 Cr in Q1 FY26, Global Business Grows 11.6% YoY

PNB reports record ₹7,081 crore operating profit in Q1 FY26; global business grows 11.6% YoY with improved asset quality.
Indian Masterminds Stories

New Delhi: Punjab National Bank (PNB), one of India’s leading public sector banks, has reported its highest-ever operating profit of ₹7,081 crore for the first quarter of FY26. The financial results reflect strong momentum across core banking metrics and a solid year-on-year (YoY) growth in both business and profitability.

Robust Growth in Business and Advances

As per the un-audited Q1 FY26 results, PNB’s Global Business surged 11.6% YoY, reaching ₹27,19,276 crore as of June 2025, compared to ₹24,36,929 crore in June 2024.

Global Deposits climbed 12.9% YoY to ₹15,89,379 crore, up from ₹14,08,247 crore a year ago. Meanwhile, Global Advances rose 9.8% YoY, touching ₹11,29,898 crore as of June 2025, up from ₹10,28,682 crore.

Improving Asset Quality Indicators

PNB also reported notable improvements in its asset quality. The Gross Non-Performing Assets (GNPA) ratio declined by 120 basis points YoY to 3.78%, compared to 4.98% in June 2024. The Net NPA (NNPA) ratio fell to 0.38%, down 22 basis points from 0.60% last year.

The Provision Coverage Ratio (including technical write-offs) improved to 96.88%, up from 95.90%—a 98 bps enhancement over the previous year.

Also Read: PNB Partners with Singareni Collieries to Launch Salary Scheme with ₹1.25 Crore Insurance Coverage for Employees

Profitability Metrics Strengthen

The Bank’s Profit Before Tax (PBT) for Q1 FY26 grew 28.3% YoY to ₹6,758 crore, compared to ₹5,269 crore in Q1 FY25. Net Interest Income (NII) also saw a modest rise, reaching ₹10,578 crore, up 1% YoY from ₹10,476 crore.

In stock market performance, PNB shares were trading higher by 0.38%, quoted at ₹109.70 on the Bombay Stock Exchange (BSE).

About Punjab National Bank

Established in 1894, Punjab National Bank is a premier public sector bank in India with a widespread domestic and international presence. Headquartered in New Delhi, PNB offers a wide range of banking and financial services to individuals, MSMEs, corporates, and government entities. The Bank is committed to enhancing financial inclusion, leveraging digital innovation, and maintaining a strong focus on credit discipline and asset quality improvement.

Also Read: PNB Waives Minimum Balance Penalty on Savings Accounts, Major Relief for Customers – Check Details Here


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
Indian Freedom Movement Was a Massive Ideological Incubator, Says Kerala IAS Officer Raju Narayana Swamy at Mahe
ISTD Should Continue as Catalyst in Policy Formulation, Says Kerala IAS Officer Dr Raju Narayana Swamy
Engineers_India_Limited EIL
Engineers India Limited Appoints Atul Gupta as CMD Effective June 29, 2026; To Lead EIL Till 2029
Chief Election Commissionner
Who Is Former CEC Rajiv Kumar? Bihar Cadre IAS Appointed HDFC Bank Chairman; Ex-Finance Secretary Awaits RBI Approval
IPS-Sunil kumar Naik_V
Former AP CID Chief P.V. Sunil Kumar Retires; Andhra Pradesh Govt Orders Continuation of Disciplinary Proceedings
SSS Defence G72 Submachine Guns
Punjab DGP Appointment: UPSC Panel to Shortlist 3 IPS Officers; AAP Government to Make Final Choice
Katni Police
Katni Police Sets New Benchmark: 13 Police Stations, 2 SDOP Offices and SP Office Receive ISO 9001:2015 Certification
Bihar-Panchayat-Raj-
Bihar to Strengthen Rural Governance with AI Audit Portal and Panchayat Development Day Initiative
Backdoor Privatisation
SBI Raises USD 300 Million via 3-Year Floating Rate Notes to Boost Global Funding and Liquidity
ADVERTISEMENT
ADVERTISEMENT
Videos
NDA Cadet
From History to Heroism: How NDA's First Women Cadets Changed the Academy Forever
Appearances Are Often Deceptive, says The Suspect, An IRS Officer’s Film
Appearances Are Often Deceptive, says The Suspect, An IRS Officer’s Film
Shriram Tiwari
Jal Ganga Samvardhan Abhiyan: How Madhya Pradesh Is Turning Water Conservation into a People's Movement
ADVERTISEMENT
UPSC Stories
Shraddha Pandey BPSC
From a Farmer's Daughter to BPSC Rank 1: How UP's Shraddha Pandey Topped Bihar Through Self-Study & a Smart Strategy
A daughter of Uttar Pradesh, Shraddha transformed setbacks into success, clearing UPPSC and then topping...
Viral Sharma UPSC
From Village to Victory: Viral Sharma Cracks UKPCS with Rank 7, Clears BPSC, Reaches UPSC Interview & Refuses to Stop Chasing IAS
Despite multiple setbacks, the NIT Allahabad graduate never gave up. Preparing largely from his village...
nikit singh
How Nikit Singh Cracked Civil Services, Wrote a Book, and Faced the Exam Hall Bleeding
From preparing in Indore to securing AIR 491 in UPSC CSE 2025, Nikit Singh’s journey is a story of grit,...
CSR NEWS
NTPC Dadri National Awards
NTPC Dadri Wins Multiple National Awards 2026 for CSR, Sustainability, Fly Ash Use and Rajbhasha Excellence
Power station bags top honours in healthcare, environment and social impact categories, highlighting...
NMDC
NMDC Distributes 1,613 Fruit Saplings in Chhattisgarh Under CSR Drive to Boost Rural Livelihoods
Company promotes sustainable farming, nutrition, and green cover in Nerli and Bade Bacheli through mango,...
rec
RECPDCL Extends ₹1.25 Crore CSR Support to Kargil to Boost Education, Healthcare and Water Infrastructure
School bus flagged off in Ladakh initiative aims to improve safe access to education and benefit nearly...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
Indian Freedom Movement Was a Massive Ideological Incubator, Says Kerala IAS Officer Raju Narayana Swamy at Mahe
ISTD Should Continue as Catalyst in Policy Formulation, Says Kerala IAS Officer Dr Raju Narayana Swamy
Engineers_India_Limited EIL
Engineers India Limited Appoints Atul Gupta as CMD Effective June 29, 2026; To Lead EIL Till 2029
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
NDA Cadet
Appearances Are Often Deceptive, says The Suspect, An IRS Officer’s Film
Shriram Tiwari
ADVERTISEMENT
ADVERTISEMENT