https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

Results: IRFC Q2 FY 2025-26 Profit Rises to ₹1777 Crore; Interim Dividend Declared at ₹1.05 Per Share

Indian Railway Finance Corporation posts strong YoY profit growth despite slight revenue dip; stock gains 0.68% with market cap crossing ₹1.63 lakh crore
Indian Masterminds Stories

New Delhi: Indian Railway Finance Corporation (IRFC), the dedicated financing arm of Indian Railways, announced its financial results for the second quarter (Q2) of the fiscal year 2025-26. The company reported a profit of ₹1777 crore, marking a notable increase from ₹1613 crore in the same quarter last year, reflecting a healthy year-on-year (YoY) growth.

However, IRFC’s total revenue declined slightly to ₹6372 crore, compared to ₹6899 crore during Q2 of the previous fiscal year. This dip indicates some pressure on the company’s top-line, although the strong profit growth suggests effective cost management and operational efficiency.

Interim Dividend Declared for Shareholders

IRFC declared an interim dividend of ₹1.05 per share for its shareholders, underlining its commitment to rewarding investors consistently. The company has maintained a steady dividend payout policy in recent years, boosting investor confidence in this government-owned financial institution.

To highlight, IRFC had previously declared dividends of ₹0.80 per share on 24 October 2025, 21 March 2025, and 12 November 2024. It also paid ₹0.70 per share on 22 August 2024 and ₹0.80 per share on 10 November 2023. This consistent dividend track record positions IRFC as a reliable source of steady returns for its shareholders.

Read also: IRFC Signs ₹10,560 Crore Loan Agreement with MAHAGENCO for Koradi Thermal Power Expansion in Maharashtra

Positive Financial Metrics: Net Interest Margin and Market Performance

The company reported a Net Interest Margin (NIM) of 1.55%, signaling a positive balance between interest income and interest expenses. This stable NIM highlights IRFC’s strong financial health and ability to manage its borrowing and lending operations effectively.

Following the earnings announcement, IRFC’s stock witnessed a mild upward trend, gaining 0.68% to close at ₹125.35 on October 15, 2025. The stock opened at ₹125.40, hitting an intraday high of ₹128.50 and a low of ₹124.70. Over the past 52 weeks, IRFC’s stock has traded between a low of ₹108.05 and a high of ₹166.85.

Market Capitalization and Key Financial Indicators

On the trading day, the company recorded a turnover of ₹8.83 crore, with a market capitalization of approximately ₹1,63,813.72 crore. IRFC is a constituent of the BSE 200 index in the financial institutions sector and has a fully diluted equity face value of ₹10 per share.

The company posted an earnings per share (EPS) of ₹5.10 on a quarterly basis, with a price-to-earnings (PE) ratio of 24.39, making it an attractive investment option for market participants.

About (IRFC)

Established as the dedicated financing arm of Indian Railways, IRFC is the largest issuer of public sector bonds in India. The corporation’s primary role is to raise funds from the market to finance the acquisition of rolling stock assets, infrastructure, and other railway projects.

IRFC’s consistent dividend payouts and strong financial performance have established it as a reliable government-backed investment avenue. The company’s presence in the financial institutions sector, combined with its strategic importance to India’s transport infrastructure, makes it a key player in India’s growth story.

Read also: IRFC Extends ₹3,388.51 Crore Loan to PVUNL for Banhardih Coal Block Development in Jharkhand


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
SFAC MD
ACC Approves High-Level Administrative Reshuffle; 5 Senior Officers Assigned Key Roles in NDMA, UIDAI, MeitY
cm bihar
Bihar Cabinet Approves 20 Major Decisions to Boost Infrastructure, Transport, Industry and AI Mission
nbcc
NBCC Lays Foundation Stone for ₹350 Crore New IIFT Campus in Delhi with Modern Sustainable Infrastructure 
S5 Nuclear Ballistic Missile Submarine
Cochin Shipyard to Build ₹1,570 Crore Ship Repair Facility in Vadinar to Boost India’s Maritime Capability
bpcl
BPCL and CSIR-CRRI Create Record for Eco-Friendly Road Technology Using Plastic Waste
coal india
Coal India Wins Overall Championship at International Mine Rescue Competition 2026 in Zambia
IPS Sumathi undercover women safety
Malkajgiri’s First Woman CP IPS Sumathi Goes Undercover at Midnight; 40 Men Approach Her in 3 Hours
drdo  CBRN centre
DRDO Opens CBRN Field Training & Demonstration Centre in Delhi to Strengthen Emergency Preparedness
ADVERTISEMENT
ADVERTISEMENT
Videos
Punjab’s Welfare Push Backed by Surging Revenues Harpal Singh Cheema
Punjab’s Welfare Push Backed by Surging Revenues
vandana
IRS Vandana Sagar: From Academic Excellence to International Tax Leadership and a Champion’s Mindset
Pawan Sareen
Truth Behind India’s LPG Supply Strain Amid Rising Demand and Global Uncertainty 
ADVERTISEMENT
UPSC Stories
WhatsApp Image 2026-05-05 at 1.45
She Missed by 0.2 Marks… Twice. Now Srishti Goyal is AIR 160 in UPSC 2025
From missing exams by fractions to cracking UPSC CSE 2025 with AIR 160, Srishti Goyal’s journey is a...
ashish
After Losing His Mother at 10, He Fought On to Fulfil Her Dream
Ashish Sharma’s UPSC journey is a powerful story of loss, persistence, and purpose, culminating in AIR...
Animesh Pradhan UPSC CSE 2025
How Animesh Mishra Cracked UPSC CSE 2025 with AIR 428: Prelims, Mains & Interview Strategy 
Animesh Mishra secured AIR 428 in UPSC CSE 2025 with a strategic and disciplined approach. Read his preparation...
CSR NEWS
REC Limited
REC Limited Launches ₹11.55 Crore CSR-Funded Sankara Eye Hospital in Bihar to Transform Rural Vision Care 
Project to Deliver 1.5 Lakh Eye Consultations and 40,000 Surgeries, Expanding Rural Healthcare Access...
school edcil
EdCIL Boosts Rural Education with New Classrooms and Sanitation Facilities in Varanasi School
Classroom & Sanitation Upgrade: EdCIL Strengthens Education Infrastructure in Varanasi
ntpc
₹7.19 Crore Healthcare Upgrade: NTPC Sipat Strengthens Bilaspur’s Medical Infrastructure
Big Boost to Healthcare: The initiative was highlighted during an event attended by Tokhan Sahu, Union...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
IAS Sandeep G.R
Cycle-Wale Collector: How This IAS Redefined Governance Through Innovation, Compassion & Ground-Level Leadership
SFAC MD
ACC Approves High-Level Administrative Reshuffle; 5 Senior Officers Assigned Key Roles in NDMA, UIDAI, MeitY
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
Punjab’s Welfare Push Backed by Surging Revenues Harpal Singh Cheema
vandana
Pawan Sareen
ADVERTISEMENT
ADVERTISEMENT