https://indianmasterminds.com

ADVERTISEMENT
ADVERTISEMENT

IRFC Q4 FY26 Result: PAT ₹7,009 Cr, EPS ₹5.36, AUM Crosses ₹4.85 Lakh Crore with Zero NPA

Indian Railway Finance Corporation Reports Record Net Worth ₹56,748 Cr, Strong Disbursements, and Major Refinancing Deals
Indian Masterminds Stories

New Delhi: Indian Railway Finance Corporation Limited (IRFC), a Navratna CPSE under the Ministry of Railways, has announced its audited financial results for FY2025-26, reporting strong growth in profitability, assets, and operational efficiency.

FY26 Financial Highlights

  • Profit After Tax (PAT): ₹7,009.17 crore, up 7.8% from ₹6,502 crore in FY25
  • Total Income: ₹27,338.06 crore, up from ₹27,156.41 crore
  • Basic EPS: ₹5.36, increased from ₹4.98
  • Net Worth: ₹56,748.76 crore – all-time high
  • Total Assets: ₹5,16,676.48 crore – surpassing the ₹5 lakh crore mark for the first time
  • Government of India Shareholding: 84.65%

The results reflect consistent growth in profitability and shareholder value, with the company maintaining its record of zero NPAs.

Read also: IRFC Appoints Laya Madduri as Government Nominee Director, Strengthens Board Governance Under SEBI Rules

Q4 FY26 Performance

During the quarter January – March 2026:

  • Total Income: ₹7,328.68 crore
  • Profit Before Tax: ₹1,684.31 crore
  • Basic EPS: ₹1.29

Operational Milestones

  • Assets Under Management (AUM): ₹4.85 lakh crore – all-time high
  • Net Interest Margin (NIM): 1.50%, growing 6% YoY
  • Sanctions during FY26: ₹72,949 crore
  • Disbursements: ₹35,067 crore – exceeding annual guidance
  • Competitive Bids Secured: ₹56,251 crore
  • Asset Cover for Secured Debt: 1x (100% security)

Major Transactions

  • DFCCIL Refinancing: ₹9,821 crore long-term rupee facility, resulting in savings of ~₹2,700 crore
  • HURL Refinancing: ₹12,842 crore – marking IRFC’s entry into large-ticket financing in the fertilizer sector

Auditor’s Report

  • Auditor: KGRS & Co., Chartered Accountants
  • Opinion: Unmodified (Clean)
  • Emphasis of Matter: Lease receivables of ₹1,64,768.83 crore recognized w.e.f. 24th March 2026 for projects EBR IF 2019-20, 2020-21 & EBR S 2020-21; lease agreements under execution as of reporting date

Management Commentary

Manoj Kumar Dubey, Chairman & MD, IRFC, said:
“FY26 has been a defining year for IRFC. We have built a diversified infrastructure financing platform while staying aligned with our core mandate of supporting the railway ecosystem. Our diversification strategy is translating into stronger spreads, improved margins, and enhanced shareholder value.”

He added that IRFC continues to compete effectively in the broader infrastructure financing market while maintaining financial prudence and a long-standing record of zero NPAs.

About IRFC

Indian Railway Finance Corporation Limited (IRFC) is the dedicated financing arm of Indian Railways. As a premier Public Sector Undertaking, IRFC mobilizes funds from domestic and international markets to support railway infrastructure projects, playing a pivotal role in India’s transportation and infrastructure development.

Read also: Leadership Updates: Dr. Ranjay Choudhary Recommended as IRFC Director (Finance) by PESB


Indian Masterminds Stories
ADVERTISEMENT
ADVERTISEMENT
Related Stories
ADVERTISEMENT
ADVERTISEMENT
NEWS
India-UK Defence Cooperation
India, UK Explore New Opportunities in Military Training and Defence Technology Collaboration
Indian Army Air Defence Training
Inside the Indian Army's Plan to Train Against Future Drone and Missile Attacks
IIT Ropar Defence Projects
From Autonomous Tanks to Laser Weapons: IIT Ropar Secures ₹120 Crore Army Defence Projects
West Bengal Budget
West Bengal Govt Presents First Full Budget, Announces 1 Lakh Jobs, New Districts and Major Economic Reforms
SCOPE ICF
SCOPE and ICF Host Roundtable on Coaching for National Transformation to Boost Public Sector Leadership
hemant cm
Jharkhand Govt Launches ₹5 Lakh Life Insurance Scheme for 8,500+ Education Workers Under JEPC
Maharashtra govt-logo
Maharashtra Reshuffles 3 IAS Officers; P Velrasu Appointed Additional Metropolitan Commissioner of MMRDA
NLC India Indian Oil
NLC India and Indian Oil Sign MoU for Large-Scale Renewable Energy Projects in Tamil Nadu
ADVERTISEMENT
ADVERTISEMENT
Videos
Appearances Are Often Deceptive, says The Suspect, An IRS Officer’s Film
Appearances Are Often Deceptive, says The Suspect, An IRS Officer’s Film
Shriram Tiwari
Jal Ganga Samvardhan Abhiyan: How Madhya Pradesh Is Turning Water Conservation into a People's Movement
Madhukar bhagat IRS
From Buddha to Bollywood:How India Preserved Its Soul Through Centuries of Change
ADVERTISEMENT
UPSC Stories
priyasha
Priyasha Verma: The IIT Engineer Who Refused to Stop Until UPSC Said Yes
From Lucknow to AIR 324, Priyasha Verma’s UPSC journey is a story of repeated near-misses, smart preparation,...
WhatsApp Image 2026-06-20 at 8.57
From Battling Kidney Surgeries to AIR 4 in UPSC IFS: How Karan Singh Turned Setbacks into Success
After battling three kidney stone surgeries, narrowly missing UPSC selection, and balancing work with...
vivek yadav
Vivek Yadav: A Driver’s Son Who Cracked UPSC Twice to Become an IPS Officer
After nearly 20 failures and years of struggle, Vivek Yadav, son of a municipal worker and a seamstress,...
CSR NEWS
rec
RECPDCL Extends ₹1.25 Crore CSR Support to Kargil to Boost Education, Healthcare and Water Infrastructure
School bus flagged off in Ladakh initiative aims to improve safe access to education and benefit nearly...
MCL
MCL Signs ₹17 Lakh CSR MoU for Battery-Operated Patient Transport Vehicles in Odisha, Boosts Rural Healthcare Access
Mahanadi Coalfields Limited will deploy three eco-friendly vehicles to improve maternal and child healthcare...
SECL
SECL Launches Model Anganwadi Centre in Bilaspur Under ₹4.72 Crore CSR Push for Early Childhood Education 
Under a larger plan to modernise 200 Anganwadi centres, SECL expands community development efforts with...
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Latest
India-UK Defence Cooperation
India, UK Explore New Opportunities in Military Training and Defence Technology Collaboration
Indian Army Air Defence Training
Inside the Indian Army's Plan to Train Against Future Drone and Missile Attacks
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
ADVERTISEMENT
Videos
Appearances Are Often Deceptive, says The Suspect, An IRS Officer’s Film
Shriram Tiwari
Madhukar bhagat IRS
ADVERTISEMENT
ADVERTISEMENT